If you’re a senior and you own your own home, you could be leaving big savings on the table, and going through undue stress you don't deserve.

Carol Bennet, 67, had just moved into her life-long dream home.

After the tragedy of her husband's early death two years before, she had spent a long time grieving, but now she was ready to embrace life again, and buying the old Victorian house down the street seemed like the perfect plan.

She had dreamed about owning a beautiful old home since she was a little girl, and now it was a reality.

Sadly though, Carol's dream quickly turned into a nightmare once she moved in.

First, it was a broken pipe that started leaking in the basement.

Carol had known there would be repairs given the age of the home, so she dutifully called the local plumbing company and got it fixed, but she was staggered when she saw how large the bill was.

Next, the garage door quit working, and she had to pay more money to get it fixed.

Then, she found a mice infestation in the basement, forcing her to pay additional money for an exterminator.

After that- about a week later- one of the toilets quit working, and she had to pay even more money to get it replaced. 

And finally, about a month after she moved in, another problem arose, when her bedroom ceiling fan suddenly quit working...

Carol called the first electrical company she found in the yellow-pages, but when the technician arrived she found him to be very rude and gruff, and did not feel comfortable around him at all.

She quickly let him do his work, but when he finished and she saw the bill, she felt physically sick...

In addition, the technician told her he had found substantial wood-rot within her ceiling, and told her she would need to find a contractor to fix it.

Carol was at her lowest point... when finally some good luck arrived.

Her nephew Mark was in town visiting family from across the country, and Carol remembered that he was a successful general contractor himself.

She called over to her sister's house and asked if Mark would mind coming over and taking a look at the ceiling problem.

He arrived the next afternoon, and after giving Carol a hug and catching up with her, he climbed up into the attic to examine the wood-rot issue.

Finally, Mark climbed down the ladder and smiled at her.

"Well," he said, "It's not that bad - I can take care of it right now, it will take about four hours".

"What you need," Mark continued, "Is a Home Warranty Plan."

Mark explained that back in his hometown, much of his business involved taking care of Home Warranty Plan customers.

He told Carol that with a Home Warranty Plan, many of the things she had had to deal with so far would have been covered- as well as her appliances like her refrigerator and oven and dishwasher, and all sorts of other mechanical things not covered by normal homeowners insurance.

AND... she wouldn't have to worry about interviewing lots of contractors, or having one steal from her or show up drunk or any number of other nightmare-scenarios.

"Hmm... a Home Warranty Plan..." Carol said. "Aren't those expensive though?" 

"Nope", replied Mark, "Actually it could very well save you money. The Home Warranty providers pay for millions of dollars worth of work and supplies each year, and as a result they are able to get substantial discounts on everything."

Mark explained that contractors like himself often do work for Home Warranty Companies at a greatly reduced rate, because they like the regular work and guaranteed payments it provides.

He explained that a Home Warranty Plan could very well save Carol significant money, not to mention eliminating the MASSIVE stress she had experienced.

Carol smiled and looked at Mark. "Now THAT sounds wonderful..." she replied.

We here at Money-Hero.org have done extensive research on Home Warranty Plans, which are currently surging in popularity across the country.

For a long time, Home Warranties were primarily famous as "add-on's" to the sale of a house, where the seller would pay for a one year Home Warranty Plan as an extra concession or 'reassurance' to the buyer.

As a result, however, more and more Americans got to experience how nice it was to have a Home Warranty Plan, and in recent years their popularity has exploded.

As stated, a Home Warranty plan can not only prevent stress and headaches, it can also save you money.

Economies of scale mean the Home Warranty providers can get repairs and replacements at a far lower rate, and those savings are passed along to the homeowner.

A good Home Warranty Plan can not only eliminate the stress of unexpected home repairs, but also save you significant money!

We’ve checked out all of the leading home warranty companies, and keep coming back to our favorite one: Choice Home Warranty.

We recommend a Home Warranty Plan from Choice Home Warranty for several reasons: They are a great value, they have a demonstrated record of dependability and integrity, and their service plans can cover an amazing amount of home repair needs.

Such as:

But besides value and repairs covered, we really like the fact that they are a proven home warranty company, with the reviews and accolades to back them up.

By utilizing an established, well-respected company like Choice Home Warranty, you can rest easy knowing that covered items will be fixed quickly and efficiently, and enjoy the same peace of mind that Carol did- once she took Mark's advice and got her own Home Warranty Plan!