LICENSES & DISCLOSURES
This site is operated by Options 4 You Financial Services Inc., a California Corporation with its corporate headquarters in Chatsworth, California ("Options 4 You Financial Services Inc. "). Options 4 You Financial Services Inc. operates personal finance websites designed to help users to get in touch with licensed mortgage brokers, licensed mortgage lenders, banks and other providers of financial services (collectively, “service providers”).
Consumers should rely on their own judgment in deciding which available loan product best suits their needs and financial means. Consumers are not charged a fee to use Options 4 You Financial Services Inc services and are under no obligation to use Options 4 You Financial Services Inc. to commence the financing process and Options 4 You Financial Services Inc. does not guarantee that completing a loan quote request will result in your receiving a loan from a service provider. Options 4You Financial Services Inc. receives its compensation from the service providers for the goods, facilities and services actually provided by Options 4 You Financial Services Inc.
Options 4 You Financial Services Inc. does not endorse, warrant or guarantee service or products of any service provider and does not guarantee and makes no representation regarding any rates, points and loan programs offered or advertised by service providers. All information is subject to change without notice. Options 4 You Financial Services Inc. shall not be responsible or liable for any products, services, information or other materials displayed, purchased, or obtained by consumers from our service providers, including, without limitation, any agent referrals, loan recommendations, application, approval, pre-qualification, loan or interest rate analysis. Nothing on this web site contains an offer, promise or otherwise, either to make a specific loan or that any participating lender or broker will make any loan for any purpose or on any specific terms.
The loan quote requests a consumer submits is NOT an application for credit. Rather, it is a request for a loan quotation.
Options 4 You Financial Services Inc. currently holds the following state licenses: California Department of Real Estate license.
In order to provide our services, some states may require Options 4 You Financial Services Inc. to be licensed as a mortgage broker.
Our NMLS ID Number is 273936
CALIFORNIA HOLDEN ACT - FAIR LENDING NOTICE
THE HOUSING FINANCIAL DISCRIMINATION (HOLDEN) ACT OF 1977 -- FAIR LENDING NOTICE IT IS ILLEGAL TO DISCRIMINATE IN THE PROVISION OF OR IN THE AVAILABILITY OF FINANCIAL ASSISTANCE BECAUSE OF THE CONSIDERATION OF: (i) TRENDS, CHARACTERISTICS OR CONDITIONS IN THE NEIGHBORHOOD OF GEOGRAPHIC AREA SURROUNDING A HOUSING ACCOMODATION, UNLESS THE FINANCIAL INSTITUTION CAN DEMONSTRATE IN THE PARTICULAR CASE THAT SUCH CONSIDERATION IS REQUIRED TO AVOID AN UNSAFE AND UNSOUND BUSINESS; OR (ii) RACE, COLOR, RELIGION, SEX, MARITAL STATUS, NATIONAL ORIGIN OR ANCESTRY. IT IS ILLEGAL TO CONSIDER THE RACIAL, ETHNIC, RELIGIOUS OR NATIONAL ORIGIN COMPOSITION OF A NEIGHBORHOOD OR GEOGRAPHICAL AREA SURROUNDING A HOUSING ACCOMMODATION OR WHETHER OR NOT SUCH COMPOSITION IS UNDERGOING CHANGE, OR IS EXPECTED TO UNDERGO CHANGE, IN APPRAISING A HOUSING ACCOMMODATION OR IN DETERMINING WHETHER OR NOT, OR UNDER WHAT TERMS AND CONDITIONS, TO PROVIDE FINANCIAL ASSISTANCE. THESE PROVISIONS GOVERN FINANCIAL ASSISTANCE FOR THE PURPOSE OF THE PURCHASE, CONSTRUCTION, REHABILITATION OR REFINANCING OF ONE-TO-FOUR UNIT FAMILY RESIDENCES OCCUPIED BY THE OWNER AND FOR THE PURPOSE OF THE HOME IMPROVEMENT OF ANY ONE-TO-FOUR UNIT FAMILY RESIDENCE. IF YOU HAVE QUESTIONS ABOUT YOUR RIGHTS, OR IF YOU WISH TO FILE A COMPLAINT, CONTACT THE DEPARTMENT OF REAL ESTATE 2201 BROADWAY P.O. BOX 187000 SACRAMENTO, CA 95808-7000
Options 4 You Financial Services Inc. is a MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.
Options 4 You Financial Services Inc.
10430 Sunnybrae Ave
Chatsworth, CA 91311